We all know college students are cash strapped. It's important for college students to have a credit card with no fees, low interest rates in case they can't make the payment, and offer great rewards. We've compiled the best list of no fee, introductory cards with great rewards.
Discover It Student Cash Back
Introductory rewards, Discover will automatically match the total cash you earned at the end of your first year. No registration. And there is no limit to the amount matched. You earn 5% cash back on daily purchases at food stores, restaurants, filling stations, select rideshare and shopping online every quarter up to a quarterly maximum when activated. Furthermore, you can immediately receive unrestricted 1% cash from all other purchases. Good Grade Rewards: Each school year, a $20 declaration credit is paid to your account if your GPA is 3.0 and up until for a dura ction of 5 years.
Chase Freedom Unlimited
Gain a $150 bonus after your first 3 months after opening the account and you spend $500 on transactions. Gain 1.5% cash back on all transactions without limits. APR Intro for 15 months, then a variable APR of 16.49–25.24 percent from opening account on purchases and transfers. If you pass your balance during the first 60 days your account is open you get the intro rate of 3% and $5 minimum. There is no annual fee and no minimum for cash back statements on your payments.
Citi Rewards+ Student Card
Holders of this card will receive 2,500 bonus points after $500 for transactions three months of opening of your Citi account. The card receives 0% intro intra-apr on purchases for 7 months. On top of the bonus, and low entry interest rate, the Citi Rewards + SM Student Card is the only credit card that will automatically round up to the next 10 points on each purchase. After the introductory interest rate, based on the creditworthiness of the holder, the variable APR will be 15.99%-25.99%. Get 2X Points for the first 6,000 dollar per year at Supermarkets and Gas Stations and 1x Points subsequently. In addition, earn 1X points for all other shopping.
Bank of America Cash Rewards Credit Card for Students
It's as simple as 3, 2, 1. You get 3% back on a category of your choice that you can change every month. Choose between gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. 2% back on grocery and wholesale clubs. 1% back on everything else. If you spend $1000 within the first 3 months of opening, get a free $200 cash back. Start building up your history with Bank of America, develop your credit score, and have regular access to your FICO score through the Bank of America Mobile Banking app.
Discover It Student Chrome
Introductory rewards, Discover will automatically match the total cash you earned at the end of your first year. No registration. And there is no limit to the amount matched. Unlike the Discover It Sudent Cash Back card, the It Student Chrome card doesn't have a revolving category of 5% cash back but rather a flat 2% back at gas stations and restaurants up to $1000 in rewards. Furthermore, you can immediately receive unrestricted 1% cash from all other purchases. Good Grade Rewards: Each school year, a $20 declaration credit is paid to your account if your GPA is 3.0 and up until for a dura ction of 5 years.